Home Possible®, our low-down payment mortgage solution, has made homeownership a reality for more than 1M families. For 20 years, we've given hopeful buyers a solution to overcoming affordability by financing nearly $190 billion in Home Possible mortgages.

Our analysis shows that borrowers in 2023 were more willing to pay discount points on their mortgage compared to previous years. Check out our latest outlook to see a breakdown by state and predictions for 2024.

Since 2005, our low-down payment solutions have helped over 1 million families across America achieve the dream of homeownership. Our Home Possible® mortgage is even more important today, helping first-time homebuyers overcome affordability challenges and unlock homeownership.

Our Forward Commitments program is designed to increase the supply of affordable rental housing, and just last year it drove the creation of over 23,000 new units. Take a closer look at how the program is helping us close the supply gap.

What would more than 1M homebuyers cite as their to unlocking homeownership? Freddie Mac's Home Possible® mortgage. With down payment options as low as 3% and flexible sources of financing, Home Possible gives hardworking Americans a path to sustainable homeownership.

Housing demand is making a healthy recovery compared to last year. Purchase demand growth is spread throughout the country, but the most considerable growth is coming out of midwestern and southern states. However, some previously hot markets are moderating.

In the second quarter of 2025, Freddie Mac's Multifamily business reported a net income of $295 million. Take a deep dive into our quarterly financial performance to get a bigger snapshot of our impact.

With high-rates and low-inventory, the 2023 spring homebuying season was slower than usual. So what's in store for 2024? Find out where it's headed in our recent outlook.